Finance calculators

Money decisions are easier when you can see the numbers side by side. These calculators cover borrowing (EMIs and repayment schedules), saving and investing (fixed deposits and SIPs) and everyday tax (GST).

Ready to use

EMI Calculator

Monthly instalment, total interest and repayment schedule for any loan.

SIP Calculator

Estimated value of a monthly mutual fund SIP over time.

GST Calculator

Add or remove GST, with the CGST, SGST or IGST split.

FD Calculator

Maturity amount and interest on a fixed deposit.

Every page explains the formula with a worked example, so you can check a result against a bank statement or a quote. The calculators use the conventions Indian banks and funds actually follow, such as reducing-balance interest on loans and quarterly compounding on deposits, and each page states its assumptions.

Coming soon

Loans

  • Mortgage Calculator
  • Loan Calculator
  • Home Loan EMI Calculator
  • Car Loan EMI Calculator
  • Personal Loan EMI Calculator
  • Gold Loan Calculator
  • Amortization Calculator
  • Simple Interest Calculator
  • Compound Interest Calculator
  • APR Calculator
  • APY Calculator
  • Credit Card Payoff Calculator
  • Debt Payoff Calculator
  • Debt-to-Income Calculator
  • Loan-to-Value Calculator
  • Home Loan Eligibility Calculator
  • Down Payment Calculator
  • Loan Refinance Calculator
  • Interest-Only Loan Calculator
  • Balloon Loan Calculator
  • Loan Prepayment Calculator
  • Interest Rate Calculator
  • Loan Term Calculator
  • Rent vs Buy Calculator
  • Car Affordability Calculator
  • Savings Goal Calculator
  • Emergency Fund Calculator
  • Net Worth Calculator

Investment

  • Step-Up SIP Calculator
  • Lumpsum Calculator
  • RD Calculator
  • PPF Calculator
  • EPF Calculator
  • NPS Calculator
  • SWP Calculator
  • CAGR Calculator
  • ROI Calculator
  • XIRR Calculator
  • IRR Calculator
  • NPV Calculator
  • Present Value Calculator
  • Future Value Calculator
  • Annuity Calculator
  • Retirement Calculator
  • Retirement Income Calculator
  • FIRE Calculator
  • Pension Calculator
  • Bond Yield Calculator
  • Bond Price Calculator
  • Dividend Yield Calculator
  • Stock Average Calculator
  • Inflation Calculator

Tax and salary

  • Income Tax Calculator
  • HRA Calculator
  • Gratuity Calculator
  • TDS Calculator
  • Advance Tax Calculator
  • CTC to In-Hand Salary Calculator
  • Salary Calculator
  • Hourly to Salary Calculator
  • Salary to Hourly Calculator
  • Overtime Calculator
  • Capital Gains Calculator
  • Property Tax Calculator
  • Sales Tax Calculator
  • VAT Calculator
  • Profit Margin Calculator
  • Gross Margin Calculator
  • Markup Calculator
  • Break-Even Calculator
  • Contribution Margin Calculator
  • Commission Calculator
  • Discount Calculator
  • Tip Calculator

Questions

Are these finance calculators accurate?

The arithmetic is exact to the paisa and is tested against independently computed values. Real products can differ because of fees, rounding rules, rate changes and taxes, which each page lists under assumptions and limitations.

Can I rely on these results for a loan or investment decision?

Use them to understand and compare options. Before you sign anything, confirm the figures with the bank, lender or fund house, and consider advice from a qualified professional.